/* whittierlifeinsurance.vip: a numbered plate book of bird units (egret, heron, reed, ripple) in slate, oatmeal and one madder red */
@font-face{font-family:"Oxanium";src:url(/assets/font-zjskcc4m-oxanium-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Oxanium";src:url(/assets/font-zjskcc4m-oxanium-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Spline Sans";src:url(/assets/font-zjskcc4m-spline-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Spline Sans";src:url(/assets/font-zjskcc4m-spline-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--ground:#E4E0CE;--ground-deep:#D3CEB8;--stock:#F6F2E4;--stock-2:#ECE7D3;--ink:#232D35;--slate:#38444D;--slate-soft:#4A5760;--deep:#26313A;--key:#26313A;--madder:#A3302A;--madder-deep:#842420;--bone:#F6F2E4;--alert:#8E1F1F;
--display:"Oxanium","Eurostile","Bahnschrift",system-ui,sans-serif;--body:"Spline Sans","Segoe UI",system-ui,sans-serif;--measure:42rem;--lock:cubic-bezier(.2,.9,.25,1.2);
--unit-dark:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='32' height='16' viewBox='0 0 32 16'%3E%3Crect width='32' height='16' fill='%2326313A'/%3E%3Cg fill='none' stroke='%23E4E0CE'%3E%3Cpath d='M0 .8H32M0 15.2H32' stroke-width='1.2'/%3E%3Cpath d='M0 14L16 2 32 14' stroke-width='2.4'/%3E%3Cpath d='M0 2L16 14 32 2' stroke-width='2.4'/%3E%3Cpath d='M21 4.25L27 8.75' stroke='%2326313A' stroke-width='5.6'/%3E%3Cpath d='M20.2 3.65L27.8 9.35' stroke-width='2.4'/%3E%3C/g%3E%3C/svg%3E");
--unit-light:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='32' height='16' viewBox='0 0 32 16'%3E%3Cg fill='none' stroke='%2326313A'%3E%3Cpath d='M0 .8H32M0 15.2H32' stroke-width='1.2'/%3E%3Cpath d='M0 14L16 2 32 14' stroke-width='2.4'/%3E%3Cpath d='M0 2L16 14 32 2' stroke-width='2.4'/%3E%3Cpath d='M21 4.25L27 8.75' stroke='%23E4E0CE' stroke-width='5.6'/%3E%3Cpath d='M20.2 3.65L27.8 9.35' stroke-width='2.4'/%3E%3C/g%3E%3C/svg%3E")}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--ground);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.65;counter-reset:plate fig}
::selection{background:var(--madder);color:var(--bone)}
img{display:block;max-width:100%;height:auto}
a{color:var(--madder-deep);text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:not([class]):hover{color:var(--ink);text-decoration-thickness:3px}
:focus-visible{outline:3px solid var(--madder);outline-offset:3px}
h1,h2,h3{font-family:var(--display);font-weight:700;line-height:1.12;margin:0 0 .55em;letter-spacing:.005em;color:var(--ink);text-wrap:balance}
h1{font-size:clamp(2.15rem,4.7vw,3.9rem)}
h2{font-size:clamp(1.7rem,3.3vw,2.55rem)}
h3{font-size:1.3rem;font-weight:600}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.spvrm-wrap{width:min(100% - 2.5rem,74rem);margin-inline:auto}
@media (max-width:600px){.spvrm-wrap{width:min(100% - 1.5rem,74rem)}}
.spvrm-skip{position:absolute;left:-999px;top:0;background:var(--madder);color:var(--bone);padding:.75rem 1rem;z-index:99}.spvrm-skip:focus{left:1rem;top:1rem}

/* header: a deep slate band; a braid of whole units is laid along its foot */
.spvrm-head{position:relative;z-index:20;background:var(--deep);color:var(--ground);border:0;backdrop-filter:none}
.spvrm-head::after{content:"";display:block;height:16px;background:var(--unit-dark) 0 0/auto 16px round no-repeat;border-top:2px solid var(--ground)}
.spvrm-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.4rem 1.5rem;min-height:72px}
.spvrm-brand{display:inline-flex;align-items:center;gap:.8rem;min-height:44px;font-family:var(--display);font-weight:700;font-size:1.3rem;letter-spacing:.01em;color:var(--ground);text-decoration:none}
.spvrm-brand img{display:none}
.spvrm-brand::before{content:"";flex:none;width:18px;height:18px;background:var(--madder);border:2px solid var(--ground);box-shadow:4px 4px 0 var(--ground-deep);transition:transform .35s var(--lock),box-shadow .35s var(--lock)}
.spvrm-brand:hover{color:var(--bone);text-decoration:none}
.spvrm-brand:hover::before{transform:translate(3px,3px);box-shadow:1px 1px 0 var(--ground-deep)}
.spvrm-links{display:flex;flex-wrap:wrap;align-items:center;gap:.3rem .5rem}
.spvrm-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 1rem;border:2px solid transparent;color:var(--ground);text-decoration:none;font-family:var(--display);font-weight:600;font-size:1.0625rem;letter-spacing:.02em;transition:background .25s,color .25s,transform .3s var(--lock)}
.spvrm-links a:not(.spvrm-cta):hover{background:var(--ground);color:var(--deep);transform:translateY(2px)}
.spvrm-cta{background:var(--madder)!important;color:var(--bone)!important;border:2px solid var(--ground)!important;margin-left:.4rem}
.spvrm-links a.spvrm-cta:hover{background:var(--bone)!important;color:var(--madder-deep)!important;transform:translate(2px,2px)}
.spvrm-menu{display:none;align-items:center;justify-content:center;min-width:48px;min-height:48px;background:none;border:2px solid var(--ground);color:var(--ground);cursor:pointer}
@media (max-width:760px){
.spvrm-menu{display:inline-flex}
.spvrm-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--deep);border-bottom:2px solid var(--ground);flex-direction:column;align-items:stretch;padding:.8rem 1rem 1.2rem;gap:.4rem;margin-top:0}
.spvrm-links[data-open]{display:flex}
.spvrm-cta{margin-left:0}
.spvrm-nav{flex-wrap:nowrap}
}

/* weather: a ruled ledger line */
.spvrm-wx{background:var(--stock);color:var(--ink);border-bottom:2px solid var(--key);padding:.3rem 0}
.spvrm-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1.8rem;padding:.8rem 0}
.spvrm-wx-photo{display:inline-flex;align-items:center;gap:.7rem;min-height:44px;background:none;border:0;padding:0;color:var(--ink);font:inherit;cursor:pointer}
.spvrm-wx-photo img{width:48px;height:48px;border-radius:0;object-fit:cover;border:2px solid var(--key);padding:2px;background:var(--stock)}
.spvrm-wx-photo span{font-family:var(--display);font-size:1rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;border:2px solid var(--key);border-radius:0;padding:.3rem .8rem;min-height:36px;display:inline-flex;align-items:center;transition:background .25s,color .25s}
.spvrm-wx-photo:hover span,.spvrm-wx-photo[aria-expanded=true] span{background:var(--deep);border-color:var(--deep);color:var(--ground)}
.spvrm-wx-now{display:flex;align-items:center;gap:.7rem}
.spvrm-wx-now strong{font-family:var(--display);font-size:2rem;line-height:1;color:var(--ink)}
.spvrm-wx-now span{font-size:1.0625rem}.spvrm-wx-now small{display:block;font-size:1rem;opacity:1;color:var(--slate-soft)}
.spvrm-wx-icon{display:inline-flex;color:var(--madder-deep)}
.spvrm-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.spvrm-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.6rem;align-items:center;border:1.5px solid var(--key);border-radius:0;padding:.4rem .7rem;font-size:1rem;min-width:128px;background:var(--stock-2)}
.spvrm-wx-day{font-family:var(--display);font-weight:700;grid-column:1}
.spvrm-wx-glyph{grid-row:1/3;grid-column:2;color:var(--madder-deep)}.spvrm-wx-glyph svg{width:24px;height:24px}
.spvrm-wx-hl{grid-column:1}.spvrm-wx-hl strong{font-size:1rem}.spvrm-wx-hl em{font-style:normal;margin-left:.3rem;color:var(--slate-soft)}
.spvrm-wx-cond{grid-column:1/3;font-size:1rem;color:var(--slate);max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;opacity:1}
.spvrm-wx-source{margin-left:auto;font-size:1rem;color:var(--slate-soft);opacity:1}
.spvrm-wx-panel{padding:0 0 1.2rem}.spvrm-wx-panel img{border:2px solid var(--key);border-radius:0;max-width:600px;width:100%;background:var(--deep)}.spvrm-wx-panel p{font-size:1rem;color:var(--slate);opacity:1;margin:.5rem 0 0}
@media (max-width:700px){.spvrm-wx-source{margin-left:0;width:100%}.spvrm-wx-now strong{font-size:1.7rem}}

/* hero: the headline on the left, the bird plate on the right, a braid below */
.spvrm-hero{position:relative;padding:clamp(2.2rem,5vw,4.2rem) 0 clamp(3.2rem,6vw,5rem);background:none}
.spvrm-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:16px;background:var(--unit-light) 0 0/auto 16px round no-repeat}
.spvrm-hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:2rem clamp(2rem,5vw,4.5rem);align-items:center}
.spvrm-hero h1{margin:0;max-width:15ch}
.spvrm-hero .spvrm-eyebrow{margin:1.1rem 0 0}
.spvrm-eyebrow{display:flex;align-items:center;gap:.7rem;margin:0 0 .7rem;font-family:var(--display);font-weight:600;font-size:1.0625rem;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);max-width:none}
.spvrm-eyebrow::before{content:"";flex:none;width:12px;height:12px;background:var(--madder)}
.spvrm-lead{font-size:1.2rem;line-height:1.65;max-width:34rem;margin:1.3rem 0 0;color:var(--ink)}
.spvrm-actions{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.1rem;margin:1.8rem 0 0!important;max-width:none}
.spvrm-trust{display:grid;grid-template-columns:1fr 1fr;gap:.55rem 1.4rem;margin:2rem 0 0;padding:1rem 0 0;border-top:2px solid var(--key);list-style:none;font-size:1.0625rem;max-width:36rem}
.spvrm-trust li{display:flex;gap:.7rem;align-items:flex-start;line-height:1.4}
.spvrm-trust li::before{content:"";flex:none;width:12px;height:12px;margin-top:.35em;background:var(--deep);box-shadow:3px 3px 0 var(--ground-deep)}
@media (max-width:560px){.spvrm-trust{grid-template-columns:1fr}}
.spvrm-hero-plate{position:relative;border:2px solid var(--key);background:var(--deep);box-shadow:10px 10px 0 var(--ground-deep);overflow:hidden}
.spvrm-plate-art{display:block;width:100%;height:auto}
@media (max-width:900px){.spvrm-hero-grid{grid-template-columns:1fr}.spvrm-hero-plate{max-width:30rem;box-shadow:7px 7px 0 var(--ground-deep);margin-right:7px}}

/* buttons: a unit that slides into its seat */
.spvrm-btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:52px;padding:0 1.6rem;border:2px solid var(--key);border-radius:0;background:var(--stock);color:var(--ink);font-family:var(--display);font-weight:700;font-size:1.0625rem;letter-spacing:.02em;text-decoration:none;cursor:pointer;box-shadow:4px 4px 0 var(--key);transition:transform .3s var(--lock),box-shadow .3s var(--lock),background .2s,color .2s}
.spvrm-btn span{display:inline-block;transition:transform .3s var(--lock)}
.spvrm-btn:hover{transform:translate(3px,3px);box-shadow:1px 1px 0 var(--key);text-decoration:none}
.spvrm-btn:active{transform:translate(4px,4px);box-shadow:0 0 0 var(--key)}
.spvrm-btn:hover span{transform:translateX(4px)}
.spvrm-btn--primary{background:var(--madder);color:var(--bone);filter:none}
.spvrm-btn--primary:hover{background:var(--madder-deep);color:var(--bone);filter:none}
.spvrm-btn--ghost{background:var(--stock);color:var(--ink)}
.spvrm-btn--ghost:hover{background:var(--deep);color:var(--ground)}
.spvrm-btn[disabled]{opacity:.65;cursor:progress}

/* strip: three framed photo units with captions ruled at the foot */
.spvrm-strip{padding:clamp(2.6rem,5vw,4rem) 0 0}
.spvrm-mosaic{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.4rem clamp(1rem,2.5vw,2rem);order:0}
.spvrm-mosaic a{position:relative;display:block;background:var(--stock);border:2px solid var(--key);border-radius:0;overflow:visible;aspect-ratio:auto;padding:8px 8px 0;color:var(--ink);text-decoration:none;box-shadow:6px 6px 0 var(--ground-deep);counter-increment:fig;transition:transform .3s var(--lock),box-shadow .3s var(--lock)}
.spvrm-mosaic a:first-child{grid-column:auto;aspect-ratio:auto}
.spvrm-mosaic a:hover{transform:translate(4px,4px);box-shadow:2px 2px 0 var(--ground-deep)}
.spvrm-mosaic a::before{content:counter(fig,decimal-leading-zero);position:absolute;left:-2px;top:-2px;z-index:2;min-width:44px;height:36px;display:grid;place-items:center;background:var(--deep);color:var(--ground);font-family:var(--display);font-weight:700;font-size:1.0625rem}
.spvrm-mosaic img{width:100%;height:auto;aspect-ratio:8/5;object-fit:cover;border:1.5px solid var(--key);border-radius:0;transition:none}
.spvrm-mosaic a:hover img{transform:none}
.spvrm-mosaic span{position:static;display:block;margin:0;padding:.75rem .2rem .85rem;background:none;color:var(--ink);font-family:var(--display);font-weight:600;font-size:1.0625rem;line-height:1.3;text-shadow:none}
@media (max-width:820px){.spvrm-mosaic{grid-template-columns:1fr;gap:1.6rem}.spvrm-mosaic a{margin-right:6px}}

/* plates: a double-keyline sheet with its number straddling the top edge */
.spvrm-sec,.spvrm-section{padding:clamp(3.2rem,6vw,5rem) 0 0;position:relative;background:none;color:var(--ink)}
.spvrm-section--soft{background:none}
.spvrm-section--deep{background:none;color:var(--ink)}
.spvrm-section--deep h2,.spvrm-section--deep a{color:inherit}
.spvrm-section--deep a{color:var(--madder-deep)}
.spvrm-sec--last{padding-bottom:0}
.spvrm-plate,.spvrm-quote,.spvrm-article{position:relative;background:var(--stock);border:2px solid var(--key);border-radius:0;box-shadow:inset 0 0 0 7px var(--stock),inset 0 0 0 8.5px var(--key);padding:clamp(2.2rem,4.5vw,3.6rem) clamp(1.6rem,4vw,3.4rem) clamp(1.8rem,4vw,3rem);counter-increment:plate}
.spvrm-plate::before,.spvrm-quote::before,.spvrm-article::before{content:counter(plate,decimal-leading-zero);position:absolute;left:clamp(1.4rem,3.5vw,3rem);top:0;transform:translateY(-50%);z-index:2;min-width:64px;height:40px;display:grid;place-items:center;padding:0 .8rem;background:var(--deep);color:var(--ground);font-family:var(--display);font-weight:700;font-size:1.15rem;letter-spacing:.12em;border:2px solid var(--ground)}
.spvrm-plate-head{display:flex;flex-direction:column;margin-bottom:1.8rem;padding-bottom:1rem;border-bottom:2px solid var(--key)}
.spvrm-plate-head h2{margin:0 0 .6rem}
.spvrm-plate-head .spvrm-eyebrow{margin:0;font-size:1rem}
.spvrm-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}

/* units ranged on the plate: three numbered cells for the steps */
.spvrm-card{background:var(--stock);border:2px solid var(--key);border-radius:0;padding:1.3rem 1.4rem 1.5rem}
.spvrm-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem clamp(1rem,2.5vw,2rem);counter-reset:step}
.spvrm-steps>.spvrm-card{position:relative;padding-top:1.6rem;transition:transform .3s var(--lock),box-shadow .3s var(--lock);box-shadow:5px 5px 0 var(--ground-deep)}
.spvrm-steps>.spvrm-card:hover{transform:translate(3px,3px);box-shadow:2px 2px 0 var(--ground-deep)}
.spvrm-steps .spvrm-num{display:grid;place-items:center;width:3.2rem;height:3.2rem;margin:0 0 1rem;border-radius:0;background:var(--deep);color:var(--ground);font-family:var(--display);font-weight:700;font-size:1.6rem;transition:background .25s}
.spvrm-steps>.spvrm-card:hover .spvrm-num{background:var(--madder);color:var(--bone)}
.spvrm-num{display:inline-grid;place-items:center;width:2.6rem;height:2.6rem;background:var(--deep);color:var(--ground);font-family:var(--display);font-weight:700;border-radius:0;margin-bottom:.7rem}
.spvrm-steps h3{margin:0 0 .6rem}
.spvrm-steps p{margin:0}
@media (max-width:900px){.spvrm-steps{grid-template-columns:1fr}}

/* learn: a ledger of four cells; hover fills the cell and an arrow unit slides in */
.spvrm-learn{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}
.spvrm-learn>a.spvrm-card{position:relative;display:block;padding:1.3rem 3.6rem 1.4rem 1.4rem;color:var(--ink);text-decoration:none;transition:background .25s,color .25s}
.spvrm-learn>a.spvrm-card h3{margin:0 0 .4rem;color:inherit}
.spvrm-learn>a.spvrm-card p{margin:0;color:inherit}
.spvrm-learn>a.spvrm-card::after{content:"";position:absolute;right:1.1rem;top:1.5rem;width:16px;height:16px;border-top:3px solid var(--madder);border-right:3px solid var(--madder);transform:rotate(45deg);transition:transform .35s var(--lock),border-color .25s}
.spvrm-learn>a.spvrm-card:hover{background:var(--deep);color:var(--ground);text-decoration:none}
.spvrm-learn>a.spvrm-card:hover::after{transform:translateX(6px) rotate(45deg);border-color:var(--ground)}
@media (max-width:760px){.spvrm-learn{grid-template-columns:1fr}}

/* why */
.spvrm-why{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr);gap:1.6rem clamp(2rem,5vw,4.5rem);align-items:start}
.spvrm-why-head{display:flex;flex-direction:column}
.spvrm-why-head h2{margin:0 0 .8rem}
.spvrm-why-head .spvrm-eyebrow{margin:0}
.spvrm-why-text p{max-width:38rem}
.spvrm-why-links{margin-top:1.4rem;padding-top:1rem;border-top:2px solid var(--key)}
.spvrm-why-links p{margin:0;max-width:none}
.spvrm-why-units{grid-column:1/-1;margin-top:.6rem}
.spvrm-units{display:block;width:100%;max-width:38rem;height:auto}
@media (max-width:900px){.spvrm-why{grid-template-columns:1fr}}
.spvrm-rates-note p{max-width:40rem;margin:0 0 1.2rem}

/* quote form: a plate; the chosen unit snaps into its seat and turns madder */
.spvrm-quote{margin:0;box-shadow:inset 0 0 0 7px var(--stock),inset 0 0 0 8.5px var(--key)}
.spvrm-quote h2{font-size:clamp(1.55rem,2.8vw,2.2rem);margin-bottom:1.1rem}
.spvrm-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem 2rem}
@media (max-width:600px){.spvrm-fields{grid-template-columns:1fr}}
.spvrm-field{display:flex;flex-direction:column;gap:.4rem;min-width:0}
.spvrm-field--wide{grid-column:1/-1}
.spvrm-field>span{font-family:var(--display);font-weight:700;font-size:1.0625rem;letter-spacing:.03em;color:var(--ink)}
.spvrm-field input:not([type=radio]),.spvrm-field select,.spvrm-field textarea{font:inherit;color:var(--ink);background:var(--bone);border:2px solid var(--key);border-radius:0;min-height:48px;padding:.5rem .8rem;width:100%;box-shadow:inset 0 3px 0 var(--ground-deep)}
.spvrm-field textarea{min-height:9rem;resize:vertical}
.spvrm-field select{appearance:none;-webkit-appearance:none;padding-right:2.4rem;background-image:linear-gradient(45deg,transparent 50%,var(--ink) 50%),linear-gradient(135deg,var(--ink) 50%,transparent 50%);background-position:calc(100% - 20px) 55%,calc(100% - 14px) 55%;background-size:6px 6px,6px 6px;background-repeat:no-repeat}
.spvrm-field input:focus,.spvrm-field select:focus,.spvrm-field textarea:focus{outline:3px solid var(--madder);outline-offset:2px;border-color:var(--key)}
.spvrm-seg{display:flex;flex-wrap:wrap;gap:.6rem}
.spvrm-seg label{position:relative;display:inline-flex;border:0;border-radius:0;padding:0;background:none;cursor:pointer;font-size:1.0625rem}
.spvrm-seg input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.spvrm-seg label span{display:inline-flex;align-items:center;min-height:46px;padding:0 1.1rem;margin:0;border:2px solid var(--key);border-radius:0;background:var(--bone);color:var(--ink);font-family:var(--display);font-weight:600;letter-spacing:.02em;box-shadow:3px 3px 0 var(--ground-deep);transition:background .2s,color .2s,transform .3s var(--lock),box-shadow .3s var(--lock)}
.spvrm-seg label:hover span{background:var(--stock-2)}
.spvrm-seg input:checked+span{background:var(--madder);color:var(--bone);border-color:var(--key);margin:0;padding:0 1.1rem;border-radius:0;transform:translate(3px,3px);box-shadow:0 0 0 var(--ground-deep);animation:spvrm-lock .35s var(--lock)}
.spvrm-seg label:has(input:checked){background:none;border:0}
.spvrm-seg input:focus-visible+span{outline:3px solid var(--madder);outline-offset:3px}
@keyframes spvrm-lock{from{transform:translate(-4px,-8px);opacity:.7}to{transform:translate(3px,3px);opacity:1}}
.spvrm-note{margin:1rem 0 0;font-size:1rem;color:var(--slate);max-width:36rem}
.spvrm-quote .spvrm-btn{margin-top:1.2rem}
.spvrm-status{margin-top:1rem;min-height:1.5em;font-weight:700}
.spvrm-status[data-tone=error]{color:var(--alert)}
.spvrm-results{margin-top:2rem}

/* results */
.spvrm-summary{display:flex;flex-wrap:wrap;gap:.3rem 1.6rem;align-items:baseline;margin-bottom:1.2rem;padding:.8rem 1rem;background:var(--deep);color:var(--ground);font-size:1.0625rem}
.spvrm-summary strong{font-family:var(--display);color:var(--bone)}
.spvrm-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.4rem;align-items:center;border:2px solid var(--key);border-radius:0;padding:1rem 1.2rem;margin:0 0 .9rem;background:var(--stock);box-shadow:4px 4px 0 var(--ground-deep)}
.spvrm-result--best{box-shadow:inset 8px 0 0 var(--madder),4px 4px 0 var(--ground-deep);padding-left:1.7rem}
.spvrm-result strong{font-family:var(--display);font-size:1.2rem;font-weight:700}
.spvrm-result small{display:block;color:var(--slate);font-size:1rem}
.spvrm-price{font-family:var(--display);font-size:1.9rem;font-weight:700;text-align:right;line-height:1;color:var(--ink)}
.spvrm-price small{display:block;font-family:var(--body);font-size:1rem;font-weight:400;text-align:right;margin-top:.3rem;color:var(--slate)}
.spvrm-tags{display:flex;flex-wrap:wrap;gap:.4rem .5rem;margin-top:.45rem}
.spvrm-tag{font-size:1rem;font-weight:700;line-height:1.5;padding:0 .55rem;border-radius:0;background:var(--stock-2);border:1.5px solid var(--key);color:var(--ink)}
.spvrm-tag--now{background:var(--deep);color:var(--ground);border-color:var(--deep)}
.spvrm-group{font-size:1.3rem;margin:1.8rem 0 .6rem}
.spvrm-result .spvrm-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.spvrm-result{grid-template-columns:1fr auto auto}.spvrm-result .spvrm-btn{grid-column:auto}}
.spvrm-applicant{margin:.4rem 0 1.4rem;border:2px solid var(--key);border-left:8px solid var(--madder);max-width:none;background:var(--stock-2)}
.spvrm-applicant h3{font-size:1.3rem}
.spvrm-disclosure{font-size:1rem;color:var(--slate);border-top:2px solid var(--key);padding-top:.9rem;margin-top:1.4rem;max-width:none}
details.spvrm-more{margin-top:.6rem;font-size:1.0625rem}details.spvrm-more summary{cursor:pointer;color:var(--madder-deep);font-weight:700;min-height:44px;display:flex;align-items:center}
.spvrm-noexam{background:var(--stock-2);border:2px solid var(--key);border-left:8px solid var(--madder);border-radius:0;box-shadow:none;padding:1rem 1.2rem .4rem;margin:0 0 1.6rem}
.spvrm-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.spvrm-noexam-badge{display:inline-block;background:var(--madder);color:var(--bone);font-family:var(--display);font-size:1rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.2rem .7rem;border-radius:0}
.spvrm-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.spvrm-result--noexam{border-color:var(--key);background:var(--stock)}
.spvrm-tag--noexam{background:var(--madder);color:var(--bone);border-color:var(--madder)}
.spvrm-tag--usually{background:var(--stock);color:var(--ink);border-color:var(--madder)}
.spvrm-noexam-note+.spvrm-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dotted var(--key)}

/* rates: a ruled ledger with a slate head row */
.spvrm-table-wrap{overflow-x:auto;border:2px solid var(--key);background:var(--bone);padding:6px}
.spvrm-table{width:100%;border-collapse:collapse;font-size:1.0625rem;font-variant-numeric:tabular-nums lining-nums;min-width:30rem}
.spvrm-table th,.spvrm-table td{padding:.85rem 1rem;border-bottom:1.5px solid var(--key);text-align:left}
.spvrm-table th{background:var(--deep);color:var(--ground);font-family:var(--display);font-weight:600;font-size:1rem;letter-spacing:.06em;text-transform:uppercase;border-bottom:2px solid var(--key)}
.spvrm-table td:first-child{font-family:var(--display);font-weight:700}
.spvrm-table th:not(:first-child),.spvrm-table td:not(:first-child){text-align:right}
.spvrm-table tbody tr:last-child td{border-bottom:0}
.spvrm-table tbody tr:nth-child(even) td{background:var(--stock-2)}
.spvrm-table tbody tr:hover td{background:var(--ground-deep)}
@media (max-width:600px){.spvrm-table{min-width:0}.spvrm-table th,.spvrm-table td{padding:.7rem .5rem}.spvrm-table th{line-height:1.3;vertical-align:bottom;font-size:1rem;letter-spacing:.02em}}

/* inner pages: the article is a plate */
.spvrm-article{max-width:62rem;margin-block:clamp(1rem,2vw,2rem)}
.spvrm-article>*{max-width:var(--measure)}
.spvrm-article>.spvrm-faq,.spvrm-article>.spvrm-calc,.spvrm-article>.spvrm-table-wrap,.spvrm-article>form{max-width:none}
.spvrm-article h1{font-size:clamp(2rem,4vw,3rem);margin-bottom:.5em;max-width:24ch}
.spvrm-article h2{margin-top:2em;font-size:clamp(1.5rem,2.6vw,2rem);padding-top:1rem;border-top:2px solid var(--key)}
.spvrm-article figure{margin:0 0 2rem}
.spvrm-article figcaption{font-size:1rem;color:var(--slate);margin-top:.5rem;padding-top:.4rem;border-top:1.5px solid var(--key)}
.spvrm-article img{border:2px solid var(--key);border-radius:0}
.spvrm-article .spvrm-lead{font-size:1.2rem;margin:.8rem 0 1.4rem}
.spvrm-sources{font-size:1.0625rem;border-top:2px solid var(--key);padding-top:1rem;margin-top:2rem}.spvrm-sources ol{padding-left:1.4rem}
.spvrm-faq details{border:2px solid var(--key);background:var(--bone);margin:0 0 .8rem;padding:0 1.2rem;transition:background .2s}
.spvrm-faq details[open]{background:var(--stock-2)}
.spvrm-faq summary{cursor:pointer;font-weight:700;font-family:var(--display);font-size:1.15rem;line-height:1.35;min-height:52px;display:flex;align-items:center;justify-content:space-between;gap:1rem;list-style:none;padding:.5rem 0}
.spvrm-faq summary::-webkit-details-marker{display:none}
.spvrm-faq summary::after{content:"";flex:none;width:14px;height:14px;border-right:3px solid var(--madder);border-bottom:3px solid var(--madder);transform:rotate(45deg) translate(-2px,-2px);transition:transform .35s var(--lock)}
.spvrm-faq details[open] summary::after{transform:rotate(225deg) translate(-2px,-2px)}
.spvrm-faq summary:hover{color:var(--madder-deep)}
.spvrm-faq details>p{margin:0 0 1.1rem}
.spvrm-calc{background:var(--bone);border:2px solid var(--key);border-radius:0;padding:1.3rem 1.4rem 1.2rem;margin:1.8rem 0;box-shadow:5px 5px 0 var(--ground-deep)}
.spvrm-calc h2{margin-top:0;padding-top:0;border-top:0}
.spvrm-calc output{display:block;margin-top:1.2rem;font-family:var(--display);font-size:2.2rem;font-weight:700;color:var(--ink);padding-top:.7rem;border-top:2px solid var(--key)}
.spvrm-apply-shell{background:var(--bone);border:2px solid var(--key);border-radius:0;padding:1rem;min-height:600px;margin-top:2rem}
.spvrm-apply-shell iframe{width:100%;border:0}
[data-reveal],[data-reveal].spvrm-in{opacity:1;transform:none;transition:none}

/* footer: deep slate with the braid laid along its head */
.spvrm-foot{margin-top:clamp(3.5rem,7vw,6rem);background:var(--deep);color:var(--ground);border:0;padding:0 0 2.4rem;font-size:1.0625rem}
.spvrm-foot::before{content:"";display:block;height:16px;margin-bottom:clamp(2.4rem,5vw,3.6rem);background:var(--unit-dark) 0 0/auto 16px round no-repeat;border-bottom:2px solid var(--ground)}
.spvrm-foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:2.2rem}
.spvrm-foot a{color:var(--ground);text-decoration-thickness:1.5px}
.spvrm-foot a:hover{color:var(--bone)!important;text-decoration-thickness:3px}
.spvrm-foot .spvrm-brand{color:var(--ground);text-decoration:none}
.spvrm-foot p{margin:.7rem 0 0;max-width:none}
.spvrm-foot nav{display:flex;flex-direction:column;align-items:flex-start}
.spvrm-foot nav strong{font-family:var(--display);font-weight:700;font-size:1.15rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.3rem}
.spvrm-foot nav a{display:inline-flex;align-items:center;min-height:44px;margin:0}
.spvrm-foot p[data-copy=legal]{margin-top:2.2rem!important;padding-top:1.2rem;border-top:1.5px solid var(--ground-deep);font-size:1rem!important;line-height:1.7;max-width:50rem;color:var(--ground)}
@media (max-width:900px){.spvrm-foot-grid{grid-template-columns:1fr 1fr}.spvrm-foot-grid>div:first-child{grid-column:1/-1}}
@media (max-width:560px){.spvrm-foot-grid{grid-template-columns:1fr}}

@media (max-width:600px){
.spvrm-plate,.spvrm-quote,.spvrm-article{padding:2.4rem 1.2rem 1.6rem}
.spvrm-btn{width:100%}
.spvrm-links a{width:100%}
.spvrm-actions{gap:1rem}
.spvrm-card{padding:1.1rem 1.1rem 1.3rem}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important}html{scroll-behavior:auto}}